Retail mobile banking

For easier and quicker access to services of Halkbank AD Skopje, a set of mobile applications have been created which is freely available to our clients. Mobile e-banking of Halkbank AD Skopje is intended for mobile devices of newer generations. Regarding the widespread presence of these devices (smart phones, tablets) in everyday life, these set of applications enable access to needed bank services at every place in any time.

Mobile application login can be done with the same username and password that are being used for login to e-banking service. If you are not user of Halkbank's e-banking, you can apply in the nearest branch.


Retail mobile application enables

  • accounts insight
  • payment cards insight
  • loan insight
  • exchange list
  • Common or public payment order realization from your accounts
  • option for payment order templates creation
  • currency exchange
  • location of nearest ATMs and branches using GPS service
  • password change
  • 24/7 phone contact with the Bank


Phone: + 389 (0)2 3296 330


Download app

Application can be used on tablets and mobile phones with IOS and Android operating system. It can be freely downloaded from App Store for IOS devices or Play store for Android devices


Smart Cash

Smart Cash

Withdrawing cash from Halkbank’s ATMs without using a card.

Service designed for individuals with active transaction account and debit card which can be used via e-banking and mobile application.

The offered service provides greater flexibility in the use of cash by the e-banking users of the Bank, as well as by their closest or third parties, for which the client decides.

The mobile phone of the e-banking user turns into a cash-generating device or a device for sending cash to other persons, which at the same time do not have to be clients of Halkbank.

By choosing the SMART CESH field via e-banking or mobile application, you generate the 10-digit code which needs to be used on Halkbank's ATM for a period of 12 hours.

Now it’s possible! Cash withdrawal without a card in a very few steps.

Be informed about


your need

Be informed about


for your children

Go to


You can
do banking from everywhere!

Copyright 2014 HALKBANK AD Skopje. All rights reserved.